Master the skills and strategies that actually work in real financial situations
We built this program around what people really struggle with when their finances get messy. You'll work through actual scenarios, learn from instructors who've seen it all, and develop practical skills you can use right away. Classes start in September 2025.
Learn About EnrollmentLead Financial Recovery Instructor
15 years in financial consulting, specialized in debt restructuring and recovery planning since 2018
Sarah started teaching these classes after seeing too many people get stuck with generic financial advice that didn't match their actual situations. She brings case studies from her consulting work – with permission and anonymized details, of course.
Each session focuses on one specific challenge. We spend time on the mechanics, then work through examples together. You'll practice with scenarios that mirror real situations, not textbook problems that never happen in actual life.
Real situations from consulting work, adapted for learning. You'll see how different approaches work with different debt levels and income situations.
Monthly one-on-one sessions to discuss your specific situation. These conversations often provide the most valuable insights.
Sarah maintains relationships with financial planners, debt counselors, and attorneys who can provide specialized help when needed.
Alumni access to quarterly workshops and an online community where graduates share experiences and ask questions.
These are the situations our students face most often. We've developed specific approaches for each one.
Multiple creditors with different payment schedules, interest rates, and minimum requirements. People often pay whatever feels most urgent rather than following a strategic approach.
Our Solution Method
We teach the debt avalanche and snowball methods, then help you choose based on your psychology and math. You'll create a payment priority system that works with your actual income patterns.
Traditional budgeting advice assumes steady income and predictable expenses. Real life includes car repairs, medical bills, and irregular work schedules that break most budget systems.
Our Solution Method
You'll build a flexible budgeting system that handles irregular income and unexpected expenses. We focus on cash flow management rather than rigid spending categories.
Understanding which actions actually improve credit scores and which ones are just commonly repeated advice. The credit system has specific rules that aren't always intuitive.
Our Solution Method
We break down exactly how credit scoring works and create a month-by-month improvement plan. You'll learn which debts to prioritize for maximum score improvement.
Our instructors stay current with changes in financial regulations, debt collection practices, and economic trends that affect recovery strategies. Here are some recent findings that shape our curriculum.
Market Analysis
The Federal Reserve's 2024 rate adjustments created new opportunities for debt consolidation and refinancing. We've updated our curriculum to reflect these changes and help students take advantage of lower rates where possible.
Student Success
We analyzed outcomes from our 2024 graduates and found that students who focused on cash flow management before debt payoff had better long-term success rates. This finding has influenced how we structure the first month of classes.
Industry Trends
Recent updates to how medical debt and collections appear on credit reports have created new strategies for score improvement. Our spring 2025 sessions will include updated techniques based on these regulatory changes.